M&F Bank

Personal Checking

Free Checking
Premier 50 +
Summit Checking
Summit Checking Plus
Platinum Checking
Debit Cards
Switch to M&F Bank - It's Easy!

Free Checking — Apply Now

Minimum Opening Deposit of $100
No Monthly Account Maintenance fee
Free ATM/debit card
Unlimited check writing and debit card transactions
Free Online Banking with Bill Pay
Monthly statement listing canceled checks. (No image copy or original copy of checks will be returned)
Free ID ProtectALL^SM including:
- Free Payment Card Protection
- $1,000 Personal Identity Theft Protection
- Free Identity Recovery & Restoration Service
- Six Months Free Identity Guard® Credit Monitoring Service

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Premier 50 + — Apply Now

Available to those who are at least 50 years of age or older
Minimum Opening Deposit of $100
$5.00 monthly fee if balance falls below $1,000
$5,000 Travel Accidental Death Insurance
Free ATM/debit card
Unlimited check writing and debit card transactions
Free Online Banking with Bill Pay
Interest paid on balances over $1,000
Consumer loan discounts with automatic transfer
Free notary service, money orders, Travelers Cheques, and official checks
Free Corporate Image Checks or 50% discount on other check styles
Payment Card & Personal Identity Protection
Free ID ProtectALL^SM including:
- Free Payment Card Protection
- $2,500 Personal Identity Theft Protection
- Free Identity Recovery & Restoration Service
- Six Months Free Identity Guard® Credit Monitoring Service

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Summit Checking — Apply Now

Earn a Premium Rate of interest on balances up to $25,000*
Minimum Opening Deposit of $100
No Monthly Account Maintenance fee or Service Charges
Free ATM/debit card
Unlimited check writing and debit card transactions
Free Online Banking with Bill Pay
Refunded ATM Fees Nationwide up to $25.00 per statement cycle*
Check Images
eStatements
Free ID ProtectALL^SM including:
- Free Payment Card Protection
- $1,000 Personal Identity Theft Protection
- Free Identity Recovery & Restoration Service
- Six Months Free Identity Guard® Credit Monitoring Service

4 easy requirements to earn 3.50% APY in each statement cycle*:

Clear at least 12 debit card transactions (excluding ATM transactions)
Login to M&F Bank Online Banking at least once
Have at least one direct deposit or monthly ACH debit
Receive statements electronically - eStatements

*APY (Annual Percentage Yield) and rate may change at any time. Fees may reduce earnings. APY is accurate as of June 1, 2009. For every statement cycle in which any of the above activities are not completed, ATM fee refunds will not be granted and the APY becomes 0.10% APY. 3.50% APY will be paid on balances of $25,000 and less and 1.25% APY will be paid on portions of balances that are above $25,000. The default rate if the criteria are not met is 0.10% APY. Up to $25.00 in ATM fees will be automatically refunded at the end of each statement cycle.

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Summit Checking Plus — Apply Now

Enjoy all of the perks of your Summit Checking account while receiving the value of Platinum Checking benefits.
All for one low monthly membership fee of $7.00.

Please see our Platinum Checking Description below for benefit details. Summit Checking rules apply to receive Premium APY.

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Platinum Checking — Apply Now Member Headquarters - Click Here to Register for Valuable Benefits

Minimum opening deposit of $100
$7.00 Monthly membership fee
Free ATM/debit card
Free corporate image checks or 50% discount on other check styles. One box per order.
Unlimited check writing and debit card transactions
Free Online Banking with Bill Pay
Reduced interest rates on consumer loans (subject to credit approval)
Free notary service, Travelers Cheques, official checks, and money orders
$5,000 Travel Accidental Death Insurance
Payment Card & Personal Identity Protection
Local and National Dining Savings
Local and Online Shopping and Services Discounts
Emergency Travel and Roadside Assistance Services
Travel, Hotel, and Recreation Discounts
Pharmacy, Vision, and Hearing Savings Programs
Health Product Savings
Free Safe Deposit Box for one year (3x5 - Subject to availability)
Free ID ProtectALL^SM including:
- Free Payment Card Protection
- $2,500 Personal Identity Theft Protection
- Free Identity Recovery & Restoration Service
- Six Months Free Identity Guard® Credit Monitoring Service

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