ChoiceOne Bank is dedicated to being a community bank. Part of that promise is providing banking solutaions to the municipalities and Not-For-Profit Organizations within the community. ChoiceOne understands their unique needs. Vice president and Public Fund Account Manager Amy Homich has over 25 years banking experience with a deep knowledge for the unique law, rules, and financial situations that Public Funds face. She's excited to meet with you and help you find the perfect solution to your banking needs. contact her today at 888-775-6687, 616-887-2338 or ahomich@choiceone.com.
The following explains the products and services available to Public Funds
Deposit Account Options
- Public Fund Checking
- No monthly service fees
- Public Fund Money Market
- No monthly service fees.
- Public Fund Choice Checking
- Fully FDIC Insured
Sweep Accounts
ChoiceOne offers sweep accounts at competitive interest rates as part of its total cash management services.
Payroll Direct Deposit
The mounting cost of handling paper transactions has laid the groundwork for the success for Direct Deposit. Direct Deposit benefits companies with reduced payment processing costs and operating efficiencies. There are many benefits of Direct Deposit to companies.
Online Banking
The ChoiceNet Online Banking system enables you to use all of our cash management products from the comfort of your very own computer. With no software to install and NO monthly FEES the system is very user friendly and easy to understand. Here are just some of the benefits of the system…
- Free Images of your checks
- Free bill pay
- Convenient check reordering
- Access to past statements
- Transfer of funds between accounts
- Download your account information into Microsoft Money Manager, Quicken, or into a spreadsheet.
- E—mail yourself important dates and events with Q-card e-mail reminders
Remote Deposit Capture
You no longer need to make daily trips to the bank with Remote Deposit Capture. Scan checks for deposit right from your own desk using our remote capture machine. You can make multiple deposits to multiple accounts and deposits can be made 24 hours a day. Also, deposit items are saved in the system for future research. It’s a great way to speed up your collection of funds.
- Additional Services
- Payment Collection
- Cash Consolidation
Merchant Bank Card Services
ChoiceOne Bank has partnered with The Michigan Retailers Association (MRA) who has provided bankcard processing services to merchants since 1969, and processes more than six million transactions each year. As the largest and most established independent merchant processor in Michigan, MRA provides very competitive discount rates and services all major credit and debit cards. MRA can also create and process electronic gift cards personalized for your business.
No matter what type of business you operate, MRA can offer a customized solution for your needs.
If you'd like to receive a weekly rate-update e-mail cantact us at ch1info@choiceone.com.
