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CD Rates


 

Effective 01/02/2009 to 01/07/2009

CD Term

Minimum
Deposit

Annual Percentage
Yield (%)

Interest
Rate (%)

18 Month Special

$500

   

$500 to $4,999

 

3.26

3.25

$5,000 to $99,999

 

3.26

3.25

 60 Month Special

$500

   

$500 to $4,999

 

3.50

3.50

$5,000 to $99,999

 

3.75

3.75

6 Month

               $500

$500 to $4,999

 

1.66

1.65

$5,000 to $99,999

 

1.91

1.90

$100,000 or More

 

Upon Request

Upon Request

12 Months

              $500

$500 to $4,999

 

1.85

1.85

$5,000 to $99,999

 

2.10

2.10

$100,000 or More

 

Upon Request

Upon Request

12 Month Variable*** (incl Jumbo)

              $500

$500 to $4,999

 

2.52

2.50

$5,000 to $99,999

 

2.52

2.50

$100,000 or More

 

Upon Request

Upon Request

18 Month CD

            $500     

$500 to $4,999

 

2.20

                     2.20

$5,000 to $99,999

 

2.46

                     2.45

$100,000 or More

 

Upon Request

Upon Request

24 Month CD

            $500     

$500 to $4,999

 

2.20

2.20

$5,000 to $99,999

 

2.45

2.45

$100,000 or More

 

Upon Request

Upon Request

30 Months

            $500         

$500 to $4,999

 

2.25

2.25

$5,000 to $99,999

 

2.50

2.50

$100,000 or More

 

Upon Request

Upon Request

36 Months

            $500     

$500 to $4,999

 

2.50

                    2.50

$5,000 to $99,999

 

2.75

2.75

$100,000 or More

 

Upon Request

Upon Request

48 Months

           $500

$500 to $4,999

 

2.65

2.65

$5,000 to $99,999

 

2.90

2.90

$100,000 or More

 

Upon Request

Upon Request

60 Months

           $500

$500 to $4,999

 

3.05

3.05

$5,000 to $99,999

 

3.30

3.30

$100,000 or More

 

Upon Request

Upon Request


 


 

***No Penalty for Early Withdrawl.
*** Inerest Rate and Annual Percentage Yield may change on Variable Rate CDs. 

*** Rates are subject to change without notice. ***
Substantial Penalty for Early Withdrawal.