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Checking Accounts


At Mifflinburg Bank & Trust we understand that you are committed to building your professional and personal future.  Listed below is a variety of accounts that can be tailored to fit the financial needs of your business.  See our Personal Accounts Tab for a complete list of accounts and services available for your personal banking needs.

  Active One Checking Active One Plus Checking

Primary One Checking

Money Market Money Market Premium Rate

 Cash Management Sweep Account

An individually customized account tailored to meet your business's financial needs. Call any office for complete details.

Millheim: 814-349-2426
Mifflinburg: 570-966-1041
Lewisburg: 570-523-1144
Selinsgrove: 570-743-6282

Monthly Fees Details  Details

Details

Details Details
Interest Paid No Yes

No

Yes Yes
ATM/Debit Card Yes Yes

Yes

Yes Yes
Overdraft Privilege Yes Yes

Yes

No No
Online Banking Yes Yes

Yes

Yes Yes
Bill Pay via Online Banking Yes Yes

Yes

No No
Bonus Features Details Details

Details

Details Details

FREE Services Included With Business Checking Accounts

  • Debit/ATM Card
  • Access to 54 Liberty Alliance ATM Machines
  • Deposit Tickets (Select Styles)
  • Direct Deposit
  • Overdraft Protection
  • On-line Banking
  • 24-Hour Automated Telephone Banking
  • Monthly Image Statements and Recordkeeping System
  • Night Depository Service
  • Coin and Currency Service

Active One Checking - An adaptable full-featured checking account designed with professionals in mind.

  • Low monthly fee tiered to account balance
  • No excess item fee for ACH, phone transfers, on-line transfers
  • Excess item fee tiered to balance and checks processed
  • FREE additional deposit slips
  • $1,500 overdraft privilege available
  • Automatic transfer of funds from a savings account or line of credit ($2 fee per savings transfer)
  • Coin and currency service provided at no extra cost
  • Night depository service available


Average Monthly Balance Monthly Fee Checks Allowed Excess Item Fee
$ - $1,999 $6 60 $0.20 each
$2,000 - $9,999 $4 90 $0.20 each
$10,000 - $49,999 $2 150 $0.20
$50,000 - and over $0 All $0.00


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Active One Plus Checking - A full-featured interest bearing checking account tailored to meet the needs of professionals who generally keep a higher balance.

  • Interest earned and monthly fee tiered to account balance
  • No excess item fee for ACH, phone transfers, on-line transfers
  • Excess item fee tiered to balance and checks processed
  • FREE additional deposit slips
  • $1,500 overdraft privilege available
  • Automatic transfer of funds from a savings account or line of credit ($2 fee per savings transfer)
  • Coin and currency service provided at no extra cost
  • Night depository service available


Average Monthly Balance Monthly Fee Checks Allowed Excess Item Fee
$ - $1,999 $7 50 $0.20 each
$2,000 - $9,999 $4 75 $0.20 each
$10,000 - $49,999 $2 100 $0.20
$50,000 - and over $0 All $0.00

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Primary One Account - A checking account that offers flexible features for sole proprietors that have minimal account activity.

  • 30 checks allowed per monthly cycle (.20 each over 30)
  • Minimum balance requirement of $500
  • Automatic transfer of funds from a savings account or line of credit ($2 fee persavings transfer)
  • FREE additional deposit slips
  • $1,500 overdraft privilege available
  • Coin and currency service provided at no extra cost
  • Night depository service available                                                                                             

    Money Market Account - A higher interest bearing account with the convenience of limited check writing capability.

    • Interest earned according to balance tiers*
    • No monthly service charge if minimum balance maintained of $2,500 per statement cycle. $5 charge per month if balance falls below $2,500 and is at least $1,000. $10 charge per month if balance falls below $1,000.
    • FREE-6 transactions, 3 may be by check, per statement cycle ($10 per in excess)

      * Account Balance Tiers:
      $0 - $2,499
      $2,500 - $24,999
      $25,000 - $99,999
      $100,000 - and over

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    Money Market Premium Rate Account - A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability.

    • Premium interest rate earned according to balance tiers*
    • No monthly service charge if minimum balance maintained of $5,000 per statement cycle. $15 charge per month if balance falls below $1,000. $10 charge per month if balance falls below $2,500 and is at least $1,000. $5 charge per month if balance falls below $5,000 and is at least $2,500.
    • FREE-6 transactions, 3 may be by check, per statement cycle ($10 per in excess)
    • FREE On-Line Banking and FREE Bill Pay Service 
    • Premium interest rate earned when 2nd checking account is opened and maintained
    • Higher interest rate earned than our regular MMA account without a 2nd checking account

      * Account Balance Tiers:
      $0 - $2,499
      $2,500 - $4,999
      $5,000 - or more

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    Cash Management Sweep Account - An individually customized account tailored to meet your business’s financial needs. Call any office for complete details.

    Mifflinburg: 570-966-1041
    Lewisburg: 570-523-1144
    Selinsgrove: 570-743-6282
    Millheim: 814-349-2426

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  • For complete details Contact Us Now, call a Loan Officer at any of our office locations, or call toll free 1-800-888-MBTC (6282).