At Mifflinburg Bank & Trust we offer a variety of safe, sound, FDIC insured savings accounts for all ages and lifestyles. Accessibility to your money is paramount. You may access funds by telephone, on-line banking, ATM or by visiting any of our convenient offices. Our statement savings account may provide overdraft protection to your Mifflinburg Bank & Trust checking account. To make saving easier, Direct Deposit is available. Mifflinburg Bank & Trust is working hard to provide convenient products and services to fit the needs of our customers.
| Online Savings | Statement Savings Account | Youth or Custodial Savings | School Savings | Christmas Clubs | All Purpose Clubs | |
|---|---|---|---|---|---|---|
| Monthly Fees | None | Details | None | None | Details | Details |
| Interest Paid | Yes | Yes | Yes | Yes | Yes | Yes |
| ATM/Debit Card | Yes | Yes | No | No | No | No |
| Direct Deposit | Yes | Yes | Yes | Yes | Yes | Yes |
|
On-line Banking |
Yes | Yes | Yes | Yes | Yes | Yes |
| Bonus Features | Details | Details | Details | Details | Details | Details |
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Online Savings - A savings account with our best features designed to accomodate all ages; available to online customer only.
- No minimum balance required ($25 minimum deposit required to open the account)
- FREE ATM card
- FREE - Four withdrawals per month ($1 per in excess)
- Available as overdraft protection to a MBTC checking account
- Direct deposit is available
- Interest compounded semi-annually
- E-statements
- Interest earned according to balance tiers*
*Account Balance Tiers:
Balances less than $5,000
$5,000 - $49,999
$50,000 - or more
Regular Statement Savings - An easy access savings account available to everyone.
- No monthly service charge if minimum balance maintained of $250 per month. $2 charge per month if balance falls below minimum
- FREE ATM card
- FREE - Four withdrawals per month. ($1 per in excess)
- Available as overdraft protection to a MBTC checking account
- Direct deposit is available
- On-line banking is available
- Interest compounded semi-annually
-
Interest earned according to balance tiers*
*Account Balance Tiers:
Balances less than $5,000
$5,000 - $49,999
$50,000 - or more
Youth Savings Account - A savings account available to youth or students under the age of 18. (Restricted to Custodial Accounts.)
- No minimum balance requirement
- FREE - Four withdrawals per month. ($1 per in excess)
- Direct deposit is available
- On-line banking is available
- Interest compounded semi-annually
-
Interest earned according to balance tiers*
*Account Balance Tiers:
Balances less than $4,999
$5,000 - $49,999
$50,000 - or more
School Savings Account - A convenient savings account available to school-aged children of participating school districts. Reinforces learning how to save and budget to children.
- No minimum balance requirement
- Weekly savings plan (Bank provides courier server to pick up weekly deposits at participating schools)
- Higher APY earned. Interest rate on this account is not tiered
- Interest compounded semi-annually
Christmas and All-Purpose Club Accounts - A popular direct deposit savings plan for vacations, Christmas, taxes or almost any other expense. You set your own weekly or monthly deposit plan.
- No minimum balance requirement
- Direct Deposit is available
- Coupon book available with 50 payment coupons
- Auto-mailing of future coupon books
- Higher APY earned. Interest rate on club accounts is not tiered
- On-line banking is available
For complete details Contact Us Now at any of our office locations, or call toll free 1-888-966-MBTC (6282).
