At Mifflinburg Bank & Trust we understand that you need a checking account with services tailored to fit your unique needs. For your comparison, listed below are our most popular checking accounts with benefit services exclusively chosen to compliment specific checking account needs.

	Free Checking	Premiere One (Customers age 55 and older)	Student One (Students Only)	Value One	Money Market	Money Market Premium Rate
Monthly Fees	No	No	Details	Details	Details	Details
Interest Paid	No	Yes	No	Yes	Yes	Yes
ATM/Debit Card	Yes	Yes	Yes	Yes	Yes	Yes
Overdraft Privilege	Yes	Yes	No	Yes	No	No
Online Banking	Yes	Yes	Yes	Yes	Yes	Yes
Bill Pay/via Online Banking	Yes	Yes	Yes	Yes	No	No
Bonus Features	Details	Details	Details	Details	Details	Details

 

FREE Services Included With Personal Checking Accounts:

• FREE Debit/ATM Card
• FREE Access to 54 Liberty Alliance ATM Machines
• FREE Deposit Tickets (Select Styles)
• Direct Deposit Available
• Overdraft Protection Available
• On-line Banking
• 24-Hour Automated Telephone Banking
• Monthly Image Statements and Recordkeeping System
• Check Purchase Option-$17.25 Annual Fee Allows Free or Discounted Checks

Free Checking - A full-featured FREE checking account for individuals with low transaction volumes.

• No minimum balance required ($25 minimum deposit required to open the account.)
• No monthly service charge or annual fee
• No per check or per item fees
• $300 overdraft privilege available
• FREE-First Order of Checks (Limited Styles)

back to top

Premiere One Checking - A FREE, interest earning checking account for customers 55 and older.

• Competitive interest rate paid on all balances
• No minimum balance required ($25 minimum deposit required to open the account)
•  No monthly service charge
• No per check or per item fees
• $1,000 overdraft privilege available
• FREE Checks (Limited Styles)

back to top

 

Student One Checking – A feature rich account for college or high school students.

• No minimum balance requirement ($25 minimum deposit required to open the account)
• No monthly service fee or annual fee
• FREE – 5 foreign ATM withdrawals per statement cycle ($1.00 per in excess.  MBTC service fee waived only)
• FREE – 5 checks processed per statement period ($0.50 per in excess)
• FREE transactions include ATM, debit card, ACH, phone transfers, and internet transfers
• FREE-First Order of Checks (Limited Styles)

back to top

 

 

Value One Checking – A high value, full featured, interest earning checking account.

• FREE transactions include ATM, Debit Card, ACH, Phone Transfers and Internet Transfers
• Interest earned according to balance tiers*
• No monthly service charge if minimum balance maintained of $1,000 per statement cycle.  $5 charge per month if balance falls below minimum.  ($25 minimum deposit required to open the account)
• $1,000 overdraft privilege available
• 30 checks allowed per monthly statement ($0.20 per in excess)

*Account Balance Tiers:
  $0        - $999        
  $1,000 - $4,999
  $5,000 - $49,999
  $50,000 and more

back to top

Money Market Account – A higher interest bearing account with the convenience of limited check writing capability.

• Interest earned according to balance tiers*
• No monthly service charge if minimum balance maintained of $2,500 per statement cycle.  $5 charge per month if balance falls below $2,500 and is at least $1,000.  $10 charge per month if balance falls below $1,000.
• FREE-6 transactions, 3 may be checks, per statement cycle($10 per in excess) 

*Account Balance Tiers:
$0            - $2,499 
$2,500     - $24,999
$25,000   - $99,999
$100,000 - and over

back to top

 

Money Market Premium Rate Account – A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability.

• Premium interest rate earned according to balance tiers*
• No monthly service charge if minimum balance maintained of $5,000 per statement cycle.  $15 charge per month if balance falls below $1,000.  $10 charge per month if balance falls below $2,500 and is at least $1,000.  $5 charge per month if balance falls below $5,000 and is at least $2,500.
• FREE – 6 transactions, 3 may be checks, per statement cycle ($10 per in excess)
• Premium interest rate earned when 2nd checking account is opened and maintained
• Higher interest rate earned than our regular MMA account without a 2nd checking account
• FREE On-Line Banking and FREE Bill Pay Service

*Account Balance Tiers:
$0          - $2,499 
$2,500   - $4,999
$5,000 - or more

back to top

For complete details Contact Us Now, call a Loan Officer at any of our office locations, or call toll free 1-800-888-MBTC (6282).