At Mifflinburg Bank & Trust we understand that farmers need a checking account with services tailored to fit their unique needs. That’s why we offer our AG customers several checking accounts with a variety of features.

	Active One Checking	Active One Plus Checking	Primary One Checking	Money Market	Money Market Premium Rate
Monthly Fees	Details	Details	Details	Details	Details
Interest Paid	No	No	No	Yes	Yes
ATM/Debit Card	Yes	Yes	Yes	Yes	Yes
Overdraft Privilege	Yes	Yes	Yes	No	No
Online Banking	Yes	Yes	Yes	Yes	Yes
Bill Pay via Online Banking	Yes	Yes	Yes	No	No
Bonus Features	Details	Details	Details	Details	Details

Free Services Included With AG Checking Accounts

• Debit/ATM Card
• Access to 54 Liberty Alliance ATM Machines
• Deposit Tickets (Select Styles)
• Direct Deposit
• Overdraft Protection
• On-line Banking
• 24-Hour Automated Telephone Banking
• Monthly Image Statements and Recordkeeping System
• Night Depository Service
• Coin and Currency Service

Active One Checking - An adaptable full-featured checking account designed with AG customers in mind.

• Low monthly fee tiered to account balance
• No excess item fee for ACH, phone transfers, on-line transfers
• Excess item fee tiered to balance and checks processed
• FREE additional deposit slips
• $1,500 overdraft privilege available
• Automatic transfer of funds from a savings account or line of credit ($2 fee per savings transfer)
• Coin and currency service provided at no extra cost
• Night depository service available

Average Monthly Balance	Monthly Fee	Checks Allowed	Excess Item Fee
$ - $1,999	$6	60	$0.20 each
$2,000 - $9,999	$4	90	$0.20 each
$10,000 - $49,999	$2	150	$0.20 each
$50,000 - and over	$0	All	$0.00

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Active One Plus Checking - A full-featured interest bearing checking account tailored to meet the needs of our AG customers who generally keep a higher balance. CALL 888-966-6282 or 570-966-1041 for current interest rates.

• Interest earned and monthly fee tiered to account balance
• No excess item fee for ACH, phone transfers, on-line transfers
• Excess item fee tiered to balance and checks processed
• FREE additional deposit slips
• $1,500 overdraft privilege available
• Automatic transfer of funds from a savings account or line of credit ($2 fee per savings transfer)
• Coin and currency service provided at no extra cost
• Night depository service available

Average Monthly Balance	Monthly Fee	Checks Allowed	Excess Item Fee
$ - $1,999	$7	50	$0.20 each
$2,000 - $9,999	$4	75	$0.20 each
$10,000 - $49,999	$2	100	$0.20 each
$50,000 - and over	$0	All	$0.00

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Primary One Checking - A checking account that offers flexible features for sole proprietors that have minimal account activity.

• 30 checks allowed per monthly cycle (.20 each over 30)
• Minimum balance requirement of $500
• Automatic transfer of funds from a savings account or line of credit ($2 per savings transfer)
• Free additional deposit slips
• $1,500 overdraft privilege available
• Coin and currency service provided at no extra cost
• Night depository service available

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Money Market Account - A higher interest bearing account with the convenience of limited check writing capability. CALL 888-966-6282 or 570-966-1041 for current interest rates.

• Interest earned according to balance tiers*
• No monthly service charge if minimum balance maintained of $2,500 per statement cycle. $5 charge per month if balance falls below $2,500 and is at least $1,000. $10 charge per month if balance falls below $1,000.
• FREE-6 transactions, 3 may be by check, per statement cycle ($10 per in excess)
  *Account Balance Tiers:
  $0 - $2,499
  $2,500 - $24,999
  $25,000 - $99,999
  $100,000 - and over

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Money Market Premium Rate Account - A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability. CALL 888-966-6282 or 570-966-1041 for current interest rates.

• Premium interest earned according to balance tiers*
• No monthly service charge if minimum balance maintained of $5,000 per statement cycle. $15 charge per month if balance falls below $1,000. $10 charge per month if balance falls below $2,500 and is at least $1,000. $5 charge per month if balance falls below $5,000 and is at least $2,500
• FREE-6 transactions, 3 may be by check, per statement cycle ($10 per in excess)
• FREE On-Line Banking and FREE Bill Pay Service 
• Premium interest rate earned when 2nd checking account is opened and maintained
• Higher interest rate earned than our regular MMA account without a 2nd checking account
  
  *Account Balance Tiers:
  $0 - $2,499
  $2,500 - $4,999
  $5,000 - and over

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For complete details Contact Us Now, call a Loan Officer at any of our office locations, or call toll free 1-800-888-MBTC (6282).