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Checking Accounts


At Mifflinburg Bank & Trust we understand that farmers need a checking account with services tailored to fit their unique needs. That’s why we offer our AG customers several checking accounts with a variety of features.

  Active One Checking Active One Plus Checking

Primary One Checking

Money Market Money Market Premium Rate
Monthly Fees Details Details Details Details Details
Interest Paid No No No Yes Yes
ATM/Debit Card Yes Yes

Yes

Yes Yes
Overdraft Privilege Yes Yes

Yes

No No
Online Banking Yes Yes

Yes

Yes Yes
Bill Pay via Online Banking Yes Yes

Yes

No No
Bonus Features Details Details

Details

Details Details

Free Services Included With AG Checking Accounts

  • Debit/ATM Card
  • Access to all Liberty Alliance ATM Machines
  • Deposit Tickets (Select Styles)
  • Direct Deposit
  • Overdraft Privilege Available (Details)
  • Overdraft Protection Available
  • Online Banking/E-Statements
  • 24-Hour Automated Telephone Banking
  • Monthly Image Statements and Recordkeeping System
  • Night Depository Service
  • Coin and Currency Service

Active One Checking - An adaptable full-featured checking account designed with AG customers in mind.

  • Low monthly fee tiered to account balance
  • Unlimited (Free) Transactions - Point of sale, ATM, ACH, phone transfers, online transfers 
  • Excess item fee tiered to balance and checks processed
  • $1,500 overdraft privilege available
Average Monthly Balance Monthly Fee Checks Allowed Excess Item Fee
$ - $1,999 $6 60 $0.20 each
$2,000 - $9,999 $4 90 $0.20 each
$10,000 - $49,999 $2 150 $0.20 each
$50,000 - and over $0 All $0.00

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Active One Plus Checking - A full-featured interest bearing checking account tailored to meet the needs of our AG customers who generally keep a higher balance. CALL 888-966-6282 or 570-966-1041 for current interest rates.

  • Interest earned and monthly fee tiered to account balance
  • Unlimited (Free) Transactions - Point of sale, ATM, ACH, phone transfers, online transfers
  • Excess item fee tiered to balance and checks processed
  • $1,500 overdraft privilege available
Average Monthly Balance Monthly Fee Checks Allowed Excess Item Fee
$ - $1,999 $7 50 $0.20 each
$2,000 - $9,999 $4 75 $0.20 each
$10,000 - $49,999 $2 100 $0.20 each
$50,000 - and over $0 All $0.00

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Primary One Checking - A checking account that offers flexibility to AG customers that write a moderate amount of checks.

  • Minimum balance requirement of $500
  • Unlimited (Free) Transactions - Point of sale, ATM, ACH, phone transfers, online transfers
  • 30 checks allowed per monthly cycle (.20 each over 30)
  • $500 overdraft privilege available

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Money Market Account - A higher interest bearing account with the convenience of limited check writing capability. CALL 888-966-6282 or 570-966-1041 for current interest rates.  CALL 888-966-6282 or 570-966-1041 for current interest rates.

  • Interest earned according to balance tiers*
  • Interest compounded monthly
  • No monthly service charge if minimum balance maintained of $2,500 per statement cycle. $5 charge per cycle if balance falls below $2,500 and is at least $1,000. $10 charge per cycle if balance falls below $1,000.
  • FREE-6 withdrawals, 3 may be by check, per statement cycle ($10 per in excess)
    *Account Balance Tiers:
    $0 - $2,499
    $2,500 - $24,999
    $25,000 - $99,999
    $100,000 - and over

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Money Market Premium Rate Account - A premium rate of interest is earned when a higher balance is maintained on this account with limited check writing capability. CALL 888-966-6282 or 570-966-1041 for current interest rates.

  • Premium interest rate earned when 2nd checking account is opened and maintained
  • Higher interest rate earned than our regular MMA account without a 2nd checking account
  • Premium interest earned according to balance tiers*
  • Interest compounded monthly
  • No monthly service charge if minimum balance maintained of $5,000 per statement cycle. $15 charge per cycle if balance falls below $1,000. $10 charge per cycle if balance falls below $2,500 and is at least $1,000. $5 charge per cycle if balance falls below $5,000 and is at least $2,500
  • FREE-6 withdrawals, 3 may be by check, per statement cycle ($10 per in excess)
  • FREE On-Line Banking and FREE Bill Pay Service 

    *Account Balance Tiers:
    $0 - $2,499
    $2,500 - $4,999
    $5,000 - and over

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For complete details Contact Us Now at any of our office locations, or call toll free 1-888-966-MBTC (6282).