IMPORTANT UPDATE!
2011 will bring some exciting updates to our website. As you know, Suffolk First Bank completed its merger with Xenith Bank in December 2009. Continue reading...
Personal Checking
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Compare Accounts
Compare Accounts
A variety of accounts are available to suit your needs throughout your lifetime.
A variety of accounts are available to suit your needs throughout your lifetime.
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No Maintenance Fee | NOW Checking |
First Premier |
Money Market |
| No Minimum Balance Requirement |
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| Free Checking with Required Balances |
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| Free Visa Check Card | |
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| Free Non-SFB ATM Transactions |
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| Free Check Images Available |
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Free Online Banking and |
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| Interest Bearing | |
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| Unlimited Check Writing | |
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| Combined Deposit Statement Availability |
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| Online Statement Delivery and Turn Off Paper Statement Options |
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| Discount on Safe Deposit Box | 2 |
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| Preferred Rates on CDs | |
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| Free Checks | 3 |
All of our accounts also include the following great features:
¹ Five free non-SuffolkFirst Bank ATM transaction fees per statement cycle. You may be charged a fee for cash withdrawals and balance inquires by the ATM owner or operator.
² $25 discount on any size safe deposit box rental for the first year.
³ Limit of two boxes of wallet style checks per year or a $6 credit towards another design.
Lifetime “No Maintenance Fee” Checking
This is our most popular checking account with no minimum balance requirement or monthly service charge.
- Free Online Banking and Bill Pay
- No minimum balance
- No monthly service charge
- Unlimited transactions
- $100 minimum opening balance
- Free Visa Check card*
- Free check images
- Overdraft protection options*
NOW Checking
If you want to earn interest while having easy access to funds, this is the account for you.
- Free Online Banking and Bill Pay
- Minimum balance required $1000 daily
- Unlimited transactions
- Interest bearing
- $7 maintenance fee if minimum not met
- $100 minimum opening deposit
- Free Visa Check card*
- Free check images
- Overdraft protection options*
FirstPremier Relationship Checking
SuffolkFirst values relationship banking and FirstPremier is designed with you in mind. We want to give you the most for your money.
- Free Online Banking and Bill Pay
- Minimum balance required: $5000 daily or $15000 combined with savings or $15000 balance in a home equity loan or line
- Unlimited transactions
- Interest bearing
- 5 free withdrawals at non-SuffolkFirst ATMs per month, $1.00 each. additional, all foreign bank transaction surcharges still apply
- $15 monthly fee if minimum not met
- $500 minimum opening balance
- Free Visa Check card*
- Free exclusive wallet checks or $6 credit applied to another style
- Preferential rates on Certificates of Deposit
- Preferential rates on auto loans with auto draft payment
- $25 discount on a safe deposit box for one year
- Free cashier’s checks
- Free check images
- Overdraft protection options*
Money Market Deposit Account
Reward yourself with higher interest rates on higher balances. You've earned it! A Money Market account earns interest with check access and the convenience of a savings account. You'll have easy access to your money and can transfer between accounts, making it easy to manage your money.
Features and Benefits
- Access to your money anytime/ anywhere, with no minimum withdrawal amount
- The security of FDIC insurance coverage
- Interest on the money you save
Requirements:
- The minimum deposit for opening this account is $500
- $2,500 Minimum Daily Collected Balance¹
- No monthly maintenance fee if balance requirement is maintained
- $10 per month if balance requirement is not maintained
- $10 excessive withdrawal fee (over 6 per statement period)²
¹The minimum daily collected balance is the current daily ledger balance less the amount of any checks deposited that are in the process of being collected.
²The excess withdrawal fee is assessed, regardless of the balance, if more than six pre-authorized, telephone funds transfers or third party transactions are paid during the statement period. The fee is assessed at the time of withdrawal.
Transaction Limitations: Federal banking regulations limit you to six pre-authorized, telephone or online transfers to your other SuffolkFirst Bank Accounts or to third parties. Additionally, this limitation includes checks, drafts or similar orders you make payable to a third party. The limitation applies per statement period. If you routinely exceed these limitations, the Bank may close the account or convert it to a checking account.
