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With security threats, such as phishing on the rise, here are some important security reminders from FM BANK to you.

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Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyer Trust Account (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit account that may earn interest, NOW accounts, and money market accounts.

For more information about temporary FDIC insurance coverage of transaction account, visit www.fdic.gov.

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